Credit score can be far more than just an amount of 3 numbers. It could be the most important factor in deciding whether you get a good deal on a mortgage or the barrier that blocks you from getting the job you’ve always dreamed of. Your credit score is something lenders consider in evaluating the risk involved …

BERNALILLO – Local government leaders in the Rio Rancho region are pushing to hold their own elections and secure state funds for local projects during the next legislative session. Mayors Gregg Hull of Rio Rancho, Jack Torres of Bernalillo and Jo Anne Roake of Corrales, and Sandoval County Director Wayne Johnson spoke about their legislative …

Personal loans are popular options for Australians looking to finance home renovations and other large expenses. With personal loan rates at record highs, they are also useful tools for debt consolidation and repayment. Cheap interest rates and lightning-fast online application and approval times are big pluses, but there are a few important things to consider …

Community foundation pledges $ 25,000 for financial empowerment Focus on financial advice to make sound financial decisions PATERSON, New Jersey – The Community Foundation of New Jersey announced today that it has pledged $ 25,000 for the financial empowerment of residents of Paterson. The funding will take the form of a grant to the Paterson …

Auto title loans are a type of personal loan secured by your vehicle. This loan allows you to borrow an amount up to the full value of your car, less any equity or trade-in value. This is a good option if you need the cash quickly and have collateral for a sufficiently large loan. There …

Wednesday, January 12, 2022 On January 6, 2022, the Federal Trade Commission reached a $ 1.5 million settlement with loan application company ITMedia Solutions LLC (“ITMedia”) over alleged violations of the FTC Act and Fair Credit Reporting. Act (“FCRA”). The FTC alleged that ITMedia deceptively acquired and indiscriminately shared consumers’ sensitive personal information under the …

To combat overdrafts, payday loans and late fees, DailyPay updated its existing digital wallet program with a feature that allows users to see their hard-earned money in their accounts arriving in real time. “We’ve improved it so you can see your transparency and see how much you’ve earned in real time,” said Jeanniey Walden CIMO. …

Editorial credit: Onchira Wongsiri Do you know the percentage of people who have credit card debt? A study shows that up to 30% have $ 5,000 or less in debt. 21% have more than this amount. We are talking about more than 40 million people who find themselves in such situations. You may very well …

Unfortunately, it is not difficult to find yourself in financial difficulty. Sometimes getting back on its feet just means getting help with budgeting or restructuring payments. Other times, however, more help is needed. That’s when professionals like Dawn Golding step in. Golding is a Licensed Insolvency Trustee with Golding & Associates Limited based in Kentville …

If you need money to cover an emergency, there are several ways you can borrow it. One is a payday loan. This type of loan is easy to apply for but can be very risky. Payday loans charge high interest rates and often come with hidden fees. This makes it very easy to get stuck …